
	Chris Healy The Providence East Side REALTOR

Chris Healy's 150+ Services to Homebuyers

Urgent Market Update:

NEW Realtor Rules in the News - Let Chris explain the new Realtor Rules in the news and how we can use them to your advantage in this competitive market.

Attention Home Buyers - - The Greater Providence area is experiencing a severe shortage of homes For Sale. As soon as homes come on the market, all the ready, willing and qualified Buyers pounce on the property. Homes typically sell within the first week. Most selling for above their list price. Buyers are justifiably frustrated at their inability to compete and win in this Seller's Market.

Chris Healy, a Providence Buyer's Agent and professional real estate negotiator, has developed tactics and strategies to help his Buyer clients purchase homes in this competitive environment. Chris says, "Winning does not need to be all about throwing more of your money at the market." Chris is a market expert, strategic thinker and master negotiator. He helps his Buyers navigate this market, greatly increasing their likelihood for success.

Chis works with a limited number of Buyer clients, so he can assure you proper personal attention. If you are serious about buying a home, contract Chris. Learn how his thoughtful approach to homebuying can help you too.

Yes Chris, I want your help.
Just tell Chris a little about your situation and real estate desires. Tell Chris

If more convenient, just call Chris anytime.
at 401-258-8534

See all that Chris Healy will do for you!

Chris Healy's 150+ Point Commitment

"I do a whole lot more than crafting and negotiating competitive winning offers.
See my checklist of other important things you'll want me to do for you." - - Chris

PURCHASE PLANNING

Meet or phone conversation to learn your goals, wants, needs and non-negotiables
Really listen to learn your preferences, likes and dislikes
Learn your price range and desired size, style, location and other home criteria
Discuss renting vs. buying
Discuss pros and cons of property types: condo, single family, multi-family, investment
Understand your short-term and long-term plans for a property and your reasons for purchasing
After discussing options, agree on a strategy - - make a plan that achieves your goals

HOME SEARCH & SHOWINGS

Update you when new homes will be coming on the market
Give you access to my MLS listing database of all homes & condos for sale
Review and refine your search criteria with you
Email you new listings that match your stated criteria
Provide additional unpublished pertinent information on all properties that interest you
Provide unbiased insights and guidance on how well a property matches your criteria
Discuss the positive and negative features of all homes that you are considering
Attend neighborhood Open Houses with you, to quickly acquaint you with the various property styles available
Preview properties for out-of-town buyer clients
FaceTime showings when you can't be available
Take additional photos/videos of properties for out-of-town buyers
Schedule and coordinate your home showings
Pick up clients at airport, train, hotel
Accompany you to all home showings and Open Houses
Following all showings, give my honest, unbiased opinion (reverse any Seller's Agent spin)
Gather your feedback after each showing
Listen, learn and adjust following each showing
Promptly convey price changes and status changes on properties of interest
FIND THE RIGHT HOME!

LEARNING & EDUCATION CHECKLIST

Provide information on neighborhoods, neighborhood amenities, schools, points of interest
Provide demographic information on Towns and neighborhoods
Give an overview of the current local real estate market conditions
Explain past real estate market performance and projections
Explain City real estate development plans
Point out neighborhoods in decline and those improving
Show how and why neighborhood values can change quickly from block-to-block
Explain how neighborhood and street locations effects present and future value
Explain City ordinances that may affect your property choice (restrictions, parking, taxes, etc.)
Explain conditions that are typical or unusual, especially regarding older homes
Estimate expected utility usage costs
Give my opinion on a home's condition
Explain City tax assessments and tax rates
Explain how to file for favorable property tax treatment, such as homestead exemption application
Explain how to appeal property tax assessment
Point out historic district boundaries
Explain how historic district regulations can effect future repairs and upgrades
Give referrals for the best agents to help you sell your current home in another city
Point out homes that have recently sold and the prices they sold for
Explain RI Lead laws and give information about protecting your family from lead
Provide names of reliable contractors, movers, etc.
Give you an initial City and neighborhood tour to familiarize you with the area

CHRIS' RESEARCH FOR BUYER CLIENTS

Disclose to you all relevant information that I uncover on a home, the Sellers, and their motivations
Research and compile information on each property of interest
Research the past sales history on any properties
Talk to neighbors and get inside information on a subject property and immediate neighborhood
Obtain Tax Assessor's Record Card on properties
Research "off market" opportunities (expired listings)
Inquire of off-market homeowners if they would be willing to sell their home to you
Research comparable currently listed properties
Research sales activity for past 12 months from MLS and public records databases
Research "Average Days on Market" for this property type, price range and location
Obtain house plans, if applicable and available
Measure and verify interior room sizes
Research property's ownership & deed type
Research property's public record information for lot size & dimensions
Research property's land use zoning, deed restrictions, current use
Research if property is in a flood zone or has wetlands
Solicit information from Seller's Agent (other offers, seller's situation, price flexibility etc.)

CHRIS' DUE DILIGENCE CHECKLIST

Review listing information and ask for any clarifications from Seller's Agent
Obtain and review with you the Seller's Property Disclosures
Obtain and review with you the Seller's Lead Disclosure
Verify that information on listing sheet matches City records
Confirm that you have obtained homeowner's insurance
Point out any property flaws that may not be obvious

BUYING PROCESS CONTROL

Promptly return your texts, emails and phone calls
Make sure the Fire Department issues the required smoke & carbon dioxide alarm certificate
Work to insure that any tenancies, leases and rental deposits are disclosed and properly transferred
Coordinate closing time and place
Furnish contact information for suppliers of electricity, gas, water, sewer, cable
Verify security system, current term of service and whether owned or leased
Explain availability of optional home warranty
Work with Seller's Agent to insure that the appliances and other things you want are included in the sale
Manage "to do list" and timeline to closing so you don't inadvertently break your contract

CRAFTING YOUR WINNING OFFER

For the homes you like, I prepare a Market Analysis Report with my opinion of market value
Identify and discuss the Seller's negotiating strengths and weaknesses
Identify and discuss your negotiating strengths and weaknesses
Discuss strategies for making and negotiating an offer, along with my opinion of a Seller's response
Recommend ways to strengthen your offer without it costing you more money
Explain how to best make an offer without having sold a current home
Discuss multiple offer situations
Update mortgage pre-approval letter for each offer
Explain how inspection and financing contingencies work
Advise how to minimize the deposit you give with your offer
Advise on escrow deposit required once your offer is accepted
Explain escrow (how your deposit money is held) and how to best protect your deposit
Prepare Buyer's Proof Of Funds
Prepare your Offer and present it to the Seller or Seller's Agent
GUIDE YOU EVERY STEP OF THE WAY ON THIS EMOTIONAL JOURNEY

NEGOTIATION

NEGOTIATE OFFERS ON YOUR BEHALF TO OBTAIN THE BEST PRICE & TERMS FOR YOU
Negotiate for the most favorable closing date for you
Counsel you on how I can best counter an offer from the Seller

PURCHASE & SALES AGREEMENT CHECKLIST

Early in the search process, review with you a typical Purchase & Sales Agreement
Recommend additional favorable provisions, that are not part of a standard sales agreement
Prepare a Purchase & Sales Agreement (P&S) that is most favorable to you
Deliver to you, a fully-executed Purchase & Sales Agreement (P&S)
Request and prepare any addendum and/or extension

INSPECTIONS CHECKLIST

Provide names of home inspection companies that have performed well for my past buyer clients
Explain the home inspection process and how various condition issues are typically dealt with
Work with you to determine what inspections are prudent (mechanical, pest, radon, lead, etc.)
Explain your right to inspect for the presence of lead
Explain potential radon gas hazards and how to be certain your new home is safe
Discuss pest and termite inspections
Coordinate your professional home inspection with the Seller's Agent and your Home Inspector
Be present for your home inspection
Review with you your Home Inspector's Report
Negotiate with Seller's Agent for the correction of any inspection deficiencies
Verify that any promised repairs are made
Negotiate any post-inspection price reduction or concessions

FINANCING CHECKLIST

Provide recommendations for mortgage lenders that my clients have been happy using
Discuss financing options
Assist you with obtaining a mortgage pre-approval letter from lender
Advise you on a properly specified mortgage contingency
If requested, assist you with your financing application and follow-up with lender as necessary
Follow loan processing through to your written Loan Commitment
Explain property appraisal process
Contact Lender as needed to ensure loan processing is on track
Notify Seller's Agent when your Loan Commitment has been obtained
Account for and transfer your deposit (escrow) money

CONDOMINIUM CHECKLIST

For condos, determine if any working capital deposit is required, or if there are any special assessments due
Discuss Home Owner's Associations
Verify Condo Association Fees and provide contact information for property manager
Obtain and review with you, condo rules, resale certificate, budget, financial statements, condo docs

THE CLOSING CHECKLIST

Provide recommendations for real estate closing attorneys whom past clients were happy using
Explain title insurance and how to obtain it
Arrange for, and attend with you, a final walk-through inspection on closing day
Negotiate to have corrected any deficiencies found during final walk-through inspection
Request copy of Closing Documents from your closing attorney
Receive & carefully review closing figures to ensure their accuracy
Confirm that your earnest money deposit is properly credited toward your purchase
Attend your closing with you
Handover the keys to your new home after a "no surprises" closing
Post Closing - Be your "go to" resource for anything real estate related

BUYER CLIENT RELATIONSHIP

Always provide my opinions and insights having worked with over 1000 Buyers like you
Explain how Buyers make the most of my market knowledge, experience and negotiation skills
Provide you with references from past clients
Always be available to answer any and all of your questions
Explain your legal options of working with a Realtor
Explain that the Seller's Agent's legal responsibility is to the Seller, not to you, the Buyer,/strong>
Explain the new rules in the news about Realtor fees
Loyalty - put your interest ahead of all others, including my own
After hours and weekend availability to clients
Keep confidential your personal and financial information
Explain all the benefits of using me as your Buyer's Agent
Complete in writing my Buyer's Agent commitment to you
Determine and put in writing your preference for working with me as your Realtor

Yes Chris, I want your help.
Just tell him a little about your situation and real estate needs. Tell Chris

If more convenient, just call Chris anytime.
cell 401-258-8534